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curl -X POST https://api.fengkong.cloud/api/v1/risk/check \
  -H "Content-Type: application/json" \
  -H "X-API-Key: your_api_key" \
  -d '{
    "productCode": "loan_apply",
    "appName": "张三",
    "appCell": "138****1234",
    "appIdCard": "330100****001234",
    "appIp": "120.26.xx.xx",
    "amount": 5000.00
  }'

{
  "code": 0,
  "message": "success",
  "data": {
    "decision": "pass",
    "score": 210,
    "matchedRules": [],
    "executionTimeMs": 12
  }
}

POST /api/v1/risk/check HTTP/1.1
Host: api.fengkong.cloud
Content-Type: application/json
X-API-Key: fk_live_aBcDeFgHiJkLmN

{"productCode": "order_check", ...}

{
  "code": 40101,
  "message": "Invalid API key",
  "requestId": "req_20260316_001"
}

# 风控决策
curl -X POST https://api.fengkong.cloud/api/v1/risk/check \
  -H "Content-Type: application/json" \
  -H "X-API-Key: fk_live_aBcDeFgHiJkLmN" \
  -d '{
    "productCode": "order_check",
    "appName": "张三",
    "appCell": "13800001234",
    "amount": 299.00
  }'

# 黑名单查询
curl -X POST https://api.fengkong.cloud/api/v1/risk/blacklist/check \
  -H "Content-Type: application/json" \
  -H "X-API-Key: fk_live_aBcDeFgHiJkLmN" \
  -d '{"content": "13800001234", "type": "phone"}'

# 风控统计
curl -X GET "https://api.fengkong.cloud/api/v1/risk/stats?days=30" \
  -H "X-API-Key: fk_live_aBcDeFgHiJkLmN"

import requests

API_KEY = "fk_live_aBcDeFgHiJkLmN"
BASE_URL = "https://api.fengkong.cloud/api/v1"

headers = {
    "Content-Type": "application/json",
    "X-API-Key": API_KEY
}

# 风控决策
response = requests.post(
    f"{BASE_URL}/risk/check",
    json={
        "productCode": "order_check",
        "appName": "张三",
        "appCell": "13800001234",
        "amount": 299.00
    },
    headers=headers
)

result = response.json()
print(f"决策结果: {result['data']['decision']}")
print(f"风险评分: {result['data']['score']}")
print(f"命中规则: {result['data']['matchedRules']}")

# 黑名单查询
blacklist_resp = requests.post(
    f"{BASE_URL}/risk/blacklist/check",
    json={"content": "13800001234", "type": "phone"},
    headers=headers
)
print(f"是否命中黑名单: {blacklist_resp.json()['data']['isBlocked']}")

# 风控统计
stats_resp = requests.get(
    f"{BASE_URL}/risk/stats",
    params={"days": 30},
    headers=headers
)
stats = stats_resp.json()["data"]
print(f"通过率: {stats['passRate']:.1%}, 拒绝率: {stats['rejectRate']:.1%}")

const API_KEY = 'fk_live_aBcDeFgHiJkLmN';
const BASE_URL = 'https://api.fengkong.cloud/api/v1';

// 风控决策
async function riskCheck(data) {
  const response = await fetch(`${BASE_URL}/risk/check`, {
    method: 'POST',
    headers: {
      'Content-Type': 'application/json',
      'X-API-Key': API_KEY
    },
    body: JSON.stringify(data)
  });
  return response.json();
}

// 黑名单查询
async function blacklistCheck(content, type) {
  const response = await fetch(`${BASE_URL}/risk/blacklist/check`, {
    method: 'POST',
    headers: {
      'Content-Type': 'application/json',
      'X-API-Key': API_KEY
    },
    body: JSON.stringify({ content, type })
  });
  return response.json();
}

// 使用示例
(async () => {
  const result = await riskCheck({
    productCode: 'order_check',
    appName: '张三',
    appCell: '13800001234',
    amount: 299.00
  });

  console.log(`决策结果: ${result.data.decision}`);
  console.log(`风险评分: ${result.data.score}`);
  console.log(`命中规则: ${JSON.stringify(result.data.matchedRules)}`);

  const blacklist = await blacklistCheck('13800001234', 'phone');
  console.log(`是否命中黑名单: ${blacklist.data.isBlocked}`);
})();

import time
import requests

def risk_check_with_retry(data, max_retries=3):
    for attempt in range(max_retries):
        response = requests.post(
            f"{BASE_URL}/risk/check",
            json=data,
            headers=headers
        )
        if response.status_code == 429:
            wait = 2 ** attempt  # 1s, 2s, 4s
            time.sleep(wait)
            continue
        return response.json()
    raise Exception("超出最大重试次数")

{
  "mcpServers": {
    "fengkong-risk": {
      "url": "https://api.fengkong.cloud/mcp",
      "headers": {
        "X-API-Key": "fk_live_aBcDeFgHiJkLmN"
      }
    }
  }
}